You’re working on your estate planning documents. One of the more important parts of your plan: the special needs trust for your child (or grandchild, or niece/nephew) who has a disability. But what should you expect will be transferred to that special needs trust — either now or at your death?
We review some of the funding choices you will need to consider. Should retirement accounts go into the special needs trust? Or, perhaps, only liquid assets? What about your home?
As we explain, there are no easy answers. Furthermore, the correct answer for your situation may change over time. You should get good, personalized advice from a qualified special needs planning authority.